Can I Get Car Finance on PIP?
If you receive Personal Independence Payment (PIP) and are looking to finance a car, you may be wondering: Can I get car finance on PIP? The good news is that Get A Better Car specialises in helping customers on benefits secure car finance approval. Whether you rely on PIP or other forms of benefits, we understand your needs and can help you drive away in a reliable vehicle.
PIP is a benefit provided to individuals with long-term health conditions or disabilities, helping them cover additional living costs. Many people assume that being on benefits, including PIP, makes it difficult to get approved for car finance, but this is not the case. As long as you meet the basic criteria, you could be eligible for a finance deal tailored to your situation.
To apply for car finance with PIP, you must:
If you meet these criteria, Get A Better Car can work with lenders to find a suitable finance package that fits your budget.
As a trusted PIP Car Finance Dealer, Get A Better Car understands that traditional lenders may not always consider benefits as a stable source of income. That’s why we work with specialist lenders who recognise PIP and other benefits as legitimate earnings. Our goal is to help you secure an affordable finance deal that suits your financial situation.
Having bad credit does not automatically disqualify you from obtaining car finance with PIP. Many lenders understand that financial difficulties can arise, and they look at the overall affordability rather than just your credit score. At Get A Better Car, we work with lenders who consider benefits as a stable income, increasing your chances of approval.
To improve your chances of securing finance:
Get A Better Car offers a wide range of vehicles to suit different needs and budgets. Whether you’re looking for a small hatchback, a spacious SUV, or a 7-seater for your family, we have options available. Some popular choices include:
Our team will help you find the best vehicle for your needs while ensuring the finance plan is affordable and manageable.
Applying for car finance with PIP is simple with Get A Better Car. Here’s how you can get started:
There are several advantages to obtaining car finance with PIP through Get A Better Car:
Get A Better Car is a dedicated PIP Car Finance Dealer that puts customers first. We believe that everyone deserves access to affordable car finance, regardless of their financial situation. Our team is experienced in working with customers on benefits, ensuring a smooth and hassle-free process from application to approval.
Yes! We offer no deposit car finance options, depending on eligibility and affordability.
Yes, many of our specialist lenders accept PIP and other benefits as income when assessing applications.
Yes, as long as your total monthly benefits income is over £1000, you may qualify for finance.
Approval times vary, but many applicants receive a decision within 24-48 hours.
We can help you settle your existing car finance and arrange a new deal that better suits your needs.
If you have been asking yourself, Can I get car finance on PIP?, the answer is yes! At Get A Better Car, we specialise in helping customers on benefits secure the car finance they need. With our expert assistance, you can find an affordable and reliable car that fits your lifestyle.
Don’t let being on benefits stop you from owning a car. Contact Get A Better Car today to start your application and drive away with confidence!