Spoiler alert!
There is no such thing as guaranteed car finance. Every finance company has a responsibility to the FCA to ensure that they are completing affordability assessments in order to lend someone money. A credit check has to be completed in order for them to check your affordability too. Any outstanding credit or debt has to be taken into account when completing your affordability assessment to make sure that you can afford the car, it’s running costs and all your existing/historic credit commitments.
Get A Better Car want to get the message out about Guaranteed Car Finance because a lot of dealers across the country advertise Guaranteed Car Finance as if they can offer this to applicants. It’s really not possible! At Get A Better Car Nottingham, we deal with every fair and bad credit car finance company in the U.K. to offer the closest alternative to guaranteed car finance that exists. We search the market using our direct lender relationships and car finance brokers to make sure we give you the best chance of a YES as well as making sure we offer you the best rate that you (and your credit rating) can possibly obtain. We’ll inform you of all approval options available to you so that you are well informed and can decide for yourself exactly which is the best approval for you. So, although we can’t offer you Guaranteed Car Finance in Nottingham, we will offer you the best chance of a bad credit car finance approval.
So, companies that advertise expressions such as Guaranteed Car Finance Nottingham without properly explaining that guaranteed car finance isn’t actually available are misleading customers. It’s important to explain that all finance decisions are subject to affordability and credit checks. At Get A Better Car Nottingham, we want to get this message that terms such as Guaranteed Car Finance Nottingham shouldn’t be advertised on any platform.
