Updated November 2026 by the Get A Better Car finance team (FCA No 713342)
Looking for a Blue Motor Finance dealer? Blue Motor Finance only lends through car dealers it has approved, not through brokers. So to use a Blue approval, or to apply to Blue, you need one of their dealers. Get A Better Car is a Blue Motor Finance dealer, covering Nottingham, Derby and free delivery within 100 miles. Checking your eligibility with us is a soft search, so it won’t affect your credit score.
Blue Motor Finance specialises in good and fair credit and only works with car dealers, so you can’t apply to Blue through a car finance broker. Hundreds of dealers across the UK have passed Blue’s dealer checks. Our map shows some well-rated car finance dealers.
Any dealer that Blue has already approved. The best way to find out is to ask the dealer. Blue may be able to set up a new dealer, but that usually means a site visit, so contact Blue to see whether it’s possible.
Existing Blue customers can apply directly by logging in to their Blue customer account, or apply through a Blue Motor Finance dealer. You’ll need your settlement figure if you want to part-exchange your current car.
Blue is a good and fair credit lender, so it can consider a small amount of bad credit. The best way to see what rate you could get is to apply through a dealer that works with several lenders, so they can find the best approval for your credit history. If Blue can’t help, our bad credit lenders may be able to.
Sign in to your online account, or call Blue on 020 3005 9330.
Yes. Get your settlement figure (see above), then ask a dealer to value your car. When you apply for finance with the dealer, they can work out whether you have equity or negative equity.
Yes. We’ve dealt with Blue for several years and find their system one of the easiest to use. They offer lower-rate car finance for good and average credit, and no deposit options, subject to status. Blue uses its own credit scoring to decide which approval tier you get, and the only way to know for sure is to apply. We send customers who tell us they have good or average credit to Blue first, because it’s often the lowest rate we can find for them. Use our car finance calculator to see typical payments by credit rating.
It’s a soft search only, with no impact on your credit rating.
No. Blue only lends through dealers it has approved, so you apply through a Blue Motor Finance dealer such as Get A Better Car.
Blue is mainly a good and fair credit lender, so it can consider some bad credit. A dealer with bad credit lenders as well can find you an alternative if Blue can’t help.
Sign in to your Blue online account or call Blue on 020 3005 9330.
Get A Better Car is a trading name of Twiggco Ltd, authorised and regulated by the Financial Conduct Authority (FCA No 713342). We are a credit broker, not a lender, and an independent dealer, not part of Blue Motor Finance. Finance is subject to status and affordability; applicants must be 18 or over.