Car Finance Mansfield – Bad Credit Car Finance for Mansfield and Ashfield

Car finance Mansfield – Get A Better Car

Updated November 2026 by the Get A Better Car finance team (FCA No 713342)

Looking for car finance in Mansfield, including with bad credit? Get A Better Car is a Nottinghamshire car finance specialist dealer on the A52 at Bramcote. Since 2017 we’ve helped hundreds of people from Mansfield, Sutton-in-Ashfield, Kirkby and the surrounding villages get car finance, and many had bad credit. Every application goes to our panel of fair and bad credit lenders using a soft search, so checking your eligibility won’t affect your credit score. We deliver free to Mansfield, or we’ll pay your taxi or train fare to come and see the car.


Can I get approved for Car Finance in Mansfield?

Very often, yes. We work with all credit ratings and circumstances. To apply you’ll need:

  • a full UK driving licence, or a provisional licence with the lender that accepts them (see provisional licence car finance);
  • income of at least £1,200 a month (£280 a week), from work, benefits or both;
  • enough left over after your bills to afford the payments.

Once you apply, your application goes to our panel of fair and bad credit lenders with a soft search. It takes about two to three working hours for them to reply. We then call you with the monthly or weekly payments, the APR, any deposit needed, and the documents the lender wants, which are usually your driving licence and proof of income. In most cases no deposit is needed (see no deposit car finance).

Can I get bad credit car finance in Mansfield?

Yes. There are more than 15 fair and bad credit car finance lenders in the UK, all with different criteria, and we send your application to the ones most likely to approve you. There’s no such thing as guaranteed car finance, but these things help:

  1. Catch up any arrears. Lenders see current arrears as a sign you can’t afford more credit.
  2. Stay within your overdraft and credit card limits. Going over them is another red flag.
  3. Keep your address history up to date and register to vote at your current address. Lenders need to be sure where you live.

In an IVA? Read our IVA car finance guide. Not sure about payments? Try our car finance calculator.

Which areas around Mansfield do you cover?

We arrange car finance for Mansfield and the surrounding areas, including:

  • Mansfield Woodhouse, Forest Town, Rainworth and Clipstone
  • Sutton-in-Ashfield and Kirkby-in-Ashfield
  • Shirebrook, Pleasley and Market Warsop
  • Edwinstowe, Blidworth and Worksop

All of these get our free delivery (we deliver free within 100 miles), and our repair partner AF1 Services is based in Mansfield if any work is ever needed.

If I apply for car finance in Mansfield, can I get my car delivered?

Yes, delivery is free within 100 miles, which covers all of Mansfield and Ashfield. If you’d rather see the car first, we’ll pay for a taxi or train to our site in Bramcote. We usually wait until you’ve seen the car and are happy with it before we ask the lender to pay us, so you can check it over properly first. Every car comes with a full MOT, a service and health check, and a 6 month in-house warranty.

Why choose Get A Better Car for Mansfield car finance?

We’re car finance specialists, recognised as Car Finance Experts by the Finance & Leasing Association, with over 500 Google reviews. We look for the best approval from our lender panel rather than just one lender, and we take as much care over the cars as the finance. Call us on 0115 736 5900 or apply below.

Check your eligibility

It’s a soft search only, with no impact on your credit rating.

GABC Application Form V2

Check Your Eligibility

Do you have a full UK driving licence?

Car finance Mansfield: frequently asked questions

Do you have a showroom in Mansfield?

We’re based in Bramcote, Nottingham, and deliver free to Mansfield and Ashfield, or pay your taxi or train fare if you’d like to come and see the car first.

Can I get car finance in Mansfield with bad credit?

Often, yes. Our panel of specialist lenders considers bad credit, CCJs, defaults and IVAs, subject to affordability. Checking your eligibility is a soft search.

Do I need a deposit?

Usually not. In around 85% of cases the lender’s valuation covers the full price of the car.

Get A Better Car is a trading name of Twiggco Ltd, authorised and regulated by the Financial Conduct Authority (FCA No 713342). We are a credit broker, not a lender. Finance is subject to status and affordability; applicants must be 18 or over.

Twiggco Ltd t/a Getabettercar.co.uk - Great car finance deals in Nottingham | Website hosted by Vitty