Oodle Finance Dealers – How to find Oodle Finance Approved Dealers near you

How does a dealer become an Oodle Finance Approved Dealer?

Oodle Finance predominantly deal with car finance brokers, so in order for a dealer to become an Oodle Finance Approved Dealer they must have:

Interim Permission from the Financial Conduct Authority.
Some history of trading to pass the broker’s suitability checks.
A credit check on the directors to pass the broker’s suitability checks.

If all of the above has been checked and approved by the car finance broker, then a dealer will be able to do finance deals with Oodle.

I have car finance approved with Oodle, can I use any dealer?

You will be able to consider using your finance at a lot of dealers, as long as they offer finance and deal with a broker that uses Oodle Finance. The broker you have applied to in order to obtain your Oodle Finance approval will be able to let you know whether your chosen dealer is suitable to deal with Oodle Finance.

We’ve included a Google Map with some car finance specialist dealers across the UK so that you can find a dealer that is already an Oodle Finance Approved Dealer more easily.

Fill in the car finance application below to check your eligibility. We only use soft search so there is no impact on your credit rating. Choose which car you want from the dropdown.

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Application

Your Details

Title *

First Name *

As it appears on your driving licence.

Last Name *

As it appears on your driving licence.

Email Address *

Mobile Number *

Date of Birth *

Month *

Year *

Marital Status *

Number of Children (Aged 16 and Below) *

How would you rate your credit? *

Where did you hear about us? *

Who recommended us? (They may be entitled to a gift if you buy a car from us)

Where did you hear about us? *

Which vehicle are you interested in? *

Which of our cars are you interested in?

Please give us as much detail as possible so we can tailor your approval.

What is your monthly payment budget?

Driving Licence *

If you don't have a full licence, you will need to apply jointly with a partner/parent living at the same address.

Employment Type *

If you are paid in cash, you will need to apply jointly with a partner living at the same address.

Add Joint Hirer *

Must be at the same address as you.

If you are human, leave this field blank.

I have a car on finance with Oodle Finance at the moment, do I have to use them for refinance?

No you don’t. It usually makes sense to try and obtain the best finance approval for your personal credit rating by applying to a car finance specialist dealer or broker. Most fair and bad credit car finance lenders use soft search, so there is usually no impact on your credit rating in making an application to a dealer or broker that deals with multiple fair and bad credit car finance providers.

Once you’ve applied for finance, give your chosen broker or dealer a few hours to see what approvals they can get for you, they should come back with the lowest APR, but there may also be other options if you need a larger lend, or smaller deposit.

There are more than 10 fair and bad credit car finance lenders that actively lend in the UK, so there is a possibility that you could get a better car finance approval by shopping around. Try not to make multiple applications for finance at the same time though as this causes alarm bells with the finance companies and they could withdraw their offer if they receive your details too many times or there are discrepancies between applications.

How can I tell whether a dealer is an Oodle Finance Approved Dealer?

The easiest way to find out whether a dealer deals with Oodle Finance is to ask the dealer or check with your car finance broker.

Do Oodle Finance approve bad credit?

Oodle Finance are typically a fair credit car finance provider which means there are elements of a bad credit history that they will consider. The only way to know whether you can get car finance approved with Oodle Finance is to apply for finance with a specialist car finance dealer or broker.