The Financial Conduct Authority licence dealers that want to offer car finance to their customers and contain details of all these dealers on their register.
If you are a consumer with a Zuto Finance approval and want to know which dealers can accept car finance customers, checking their register isn’t realistic. The best way to know whether a dealer offers car finance is to ask them, or ask Zuto to check. Generally, car dealers that either:
are likely to have a finance licence (Limited Permission) and be able to either arrange finance for you, or use your existing car finance approval.
If you have finance approved with Zuto and you’re looking for a dealer that offers car finance, we may be able to help point you in the direction of a car finance specialist.
Check out our map below containing some of the highest rated car finance dealers in the UK.
Not as such. Zuto Finance can deal with any correctly licenced dealer and offer Auto Trader customers the ability to apply for car finance via the Auto Trader website. If you are looking for a Zuto Finance approved dealer, then we have compiled a Google Map with a few of the highest rated car finance specialists.
Zuto Finance are a broker, not a dealer, so they can arrange car finance for you, but it is down to you to find a dealer and a car to suit the approval.
If you are unsure which dealers can deal with Zuto, the best thing to do is to ask the dealer to contact Zuto, or vice versa so that they can try and arrange everything between themselves.
Zuto don’t really have an approved dealer list as they deal with hundreds of dealers each month, it’s more about whether the dealer is correctly licenced by the FCA. So, to find a Zuto dealer, you just need to find a dealer that is licenced by the FCA, although we would strongly recommend check reviews on Google, Facebook, and Auto Trader.
This is something that every car finance broker has to do, within the panel of lenders they use.
There are a few car finance lenders that do not work with car finance brokers, so there is a chance that you might be able to get a better car finance approval elsewhere, but Zuto will offer you the best approval from their panel of lenders.
Yes we have. It was a very straightforward experience so we would be happy to deal with Zuto again.
You can apply elsewhere. The biggest thing to be careful about is whether additional applications you make will use soft search or not. This is a type of credit check that doesn’t leave a foot print on your credit file and is quite important to make sure your credit score does not go down.
Before you apply to another car dealer, or broker, double check that they use soft search for their credit checks to make sure you don’t lower your credit rating.
The dealers on our Google Map all use soft searches to complete their credit checks.
