Guaranteed Car Finance in Nottingham – Explained (Video)

Apply now View our cars

Soft search only – applying won't affect your credit score.

Searching for guaranteed car finance in Nottingham? In this short video, Brutus Bettercar from Get A Better Car, Nottingham’s bad credit car finance specialists, explains why guaranteed car finance doesn’t exist – and what drivers across Nottingham and Nottinghamshire with bad credit can do instead.

What the video covers

  • Why “guaranteed car finance” is misleading. The term has been used by dealers, brokers and finance companies to make customers think their application would definitely be approved.
  • What every lender has to check. No finance company can guarantee approval, because they must complete credit checks, affordability checks and eligibility checks.
  • What lenders are looking for:
    1. You can afford the repayments.
    2. You’re not currently bankrupt or in a voluntary arrangement.
    3. Your credit file doesn’t show signs that you’re struggling to keep up with repayments.
  • What to do instead. If you need bad credit car finance, apply directly to your nearest bad credit car finance specialist dealer and they can tell you whether they can help.

Bad credit car finance in Nottingham

Get A Better Car is a bad credit car finance specialist dealer based in Nottingham, helping drivers across Nottinghamshire who have been turned down elsewhere. We can’t promise a guaranteed approval – no honest dealer can – but we work with specialist bad credit lenders who look at your whole situation, not just your credit score.

Want the full detail? Read our guide to guaranteed car finance, see car finance in Nottingham, or watch more of our car finance videos.

Check your eligibility

GABC Application Form V2

Check Your Eligibility

Do you have a full UK driving licence?

Video transcript

Hi, I’m Brutus Bettercar, and I’m here to talk to you about guaranteed car finance. Guess what? It doesn’t exist.

Oh, I was only joking – that’s not the end of the video. Guaranteed car finance is a term that was used by car finance dealers, brokers and car finance companies to mislead customers into thinking their application for finance would definitely be approved.

Now, no finance company can offer guaranteed car finance, because they have to complete credit checks, affordability checks and eligibility checks. So, they must make sure you have affordability. They must make sure you’re not bankrupt right now. They must make sure you’re not in a voluntary arrangement. And they must make sure that your credit file doesn’t show signs that you are struggling to keep up your repayments.

So, if you’re looking for guaranteed car finance, I’m afraid that’s a no-go. But if you need a bad credit car finance agreement, then there may be options for you. Just look for your closest bad credit car finance specialist dealer and apply to them directly, and they can let you know if they can help.

Twiggco Ltd t/a Getabettercar.co.uk - Great car finance deals in Nottingham | Website hosted by Vitty