As we commonly mention in our adverts, Get A Better Car deal with EVERY fair and bad credit car finance provider in the U.K., this allows us to offer the best chance of getting a bad credit car finance approval out of any car dealer or finance company in Great Britain. We also search the market to find the best possible finance deal for every applicant that applies to us – using ONLY soft searches – to make sure we get back to you with the lowest possible APR and/or lowest deposit option depending on what you tell us you’re looking for.
Here is a little information about the fair and bad credit car finance companies we work with;
We have worked with First Response since opening in 2017 and they have become our number 1 finance company based on the number of approvals they offer us. We find them to be extremely flexible and they offer excellent customer service and they have earned themselves one of the highest ratings for a finance company on Review Centre. Also known as 1st Response Finance
Blue Motor Finance have been a partner of ours since 2019 and they offer good and average credit car finance options. Their quick decisions and low interest rates help us to get back to customers with low APR car finance deals.
We have dealt with Advantage through a car finance broker since 2017 and also found them to be one of the best bad credit car finance companies to deal with.
Moneybarn (also known as Money Barn Car Finance) have regularly helped us offer a bad and very bad credit car finance solution for many years. They offer a very structured car finance offering that often helps us offer car finance when other companies have said no.
Moneyway are one of our specialist Benefit Only Car Finance providers as well as helping with employed and self-employed customers. Their product offerings range from Fair Credit through to Very Bad Credit Car Finance.
Oodle Finance have helped us to establish a fair credit car finance offering with their low rates and straightforward process, they are a good company to deal with.
Below are the rest of the fair and bad credit car finance companies that make up part of our panel;
Billing Finance
Family Finance
Close Brothers Motor Finance
Go Car Credit
Mallard Vehicle Finance
Marsh Finance
Motonovo Finance
Specialist Car Finance
Autolend/Lendable
So, with this extensive panel of car finance providers, you can see why we call ourselves Car Finance Specialists.
Every finance company we deal with offers Hire Purchase or Conditional Sale with no hidden fees or balloon payments, you simply make your contractual payments and then the car becomes yours.
Get A Better Car are a licenced credit broker under the FCA (Licence number 713342) and deal with the above mentioned finance companies directly or through Car Finance Genie. We are a dealer and not a finance provider and once an application is submitted to us, we will submit your application to our panel of finance providers to find you the best possible finance package based on your personal credit rating. If you apply and are unsuccessful, we will notify you of this via text message.
Which finance companies do you deal with? was written by Duncan Twigg on 7th May 2025
